You just got an offer in the mail for a low-interest credit card That sounds great, right

For many of us, credit reports are mysterious, and sometimes scary, records of our financial history We know that we should check them often; invalid items show up sometimes which need to be disputed

There has been a recent move to force credit card companies to review and rewrite some of their more controversial practices Right now, consumers are complaining that they are at the mercy of the industry’s whims