Alabama is serious about requiring each of its drivers to carry car insurance. If you are caught driving within insurance in Alabama your car's registration can be revoked right there on the spot and you will need to provide proof of insurance before your car will be re-registered plus you will be forced to pay a fine of $100. Don't risk it. Instead look for ways to save money on your insurance every month so you will be able to afford paying for your insurance.

Did you know that you can save money on your insurance if you park your car in a garage at night rather than parking it on the street?

Did you know that you can save money if you make your premium payment automatically every month rather than asking your insurance company to send you a bill?

Did you know that many companies will charge you less for your insurance if you buy a steering wheel "club" and use it whenever you park your car?

Did you know that if you are married you can save money if you list the wife as the primary driver of the vehicle and the husband as the secondary driver?

Did you know that you can save money every single month if you are under 25 and you stay in school and maintain at least a 3.0 grade point average?

And if you are really hard up to save money you can save quite a bit if you only purchase a basic liability policy, the least amount of insurance that the state of Alabama requires you to buy.

The smallest liability policy you can buy in Alabama is what is known as a 20/40/10 liability policy. This policy pays a maximum of $20,000 for the medical expenses of any one individual who is hurt in an accident with your vehicle and a maximum of $40,000 for the medical bills of all people involved in an accident with your vehicle. It also pays a maximum of $10,000 in property damage, which typically covers the repair of the other person's vehicle.

Your basic liability policy pays NOTHING for the repair of your vehicle and it pays NOTHING toward your medical bills or the medical bills of anyone in your car at the time of an accident.

The danger in purchasing a basic liability policy is that the medical bills resulting from an accident or the property damages resulting from an accident could be considerably higher than the limits of your basic liability policy. If the bills exceed the payout of your insurance you could have to pay the difference from your own resources. This could mean that your savings will be wiped out and it could even mean that you would be forced to sell your home to pay for medical expenses in excess of your basic liability policy.

The final way for you to save money is to buy your insurance online. Online insurance has little in the way of overhead and the savings are passed along to you.

In order for you to see the prices from the largest number of insurance companies possible it is a good idea for you to run your price comparisons on several different websites, but once you've done that then all you need to do is to pick the lowest price you've found. That's all there is to finding the cheapest car insurance companies in Alabama and savings the most money possible every month on your car insurance.